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31 January 2019

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Insurers are warning UK Drivers that they will require a Green Card in the case of a no-deal Brexit


UK residents who drive motor vehicles (with a UK insurance policy) in the EU will be required to obtain a Green Card from their insurer if the UK is unable to secure a Brexit deal before the 29th March 2019.


What is a Green Card?

The Green Card is an international certificate of insurance that proves a motorist has the minimum third-party insurance cover required by law in the country they are visiting. Those who travel in the EU without one after the 29th March may be breaking the law. This will also apply to EU motorists travelling to the UK.


Who does this affect?

  • Freight companies who transport goods to and from the EU
  • Motorists who cross the Northern Ireland/Republic of Ireland border
  • Motorists who plan to drive their vehicle in Europe, e.g. a family holiday in France

The Association of British Insurers is advising both businesses and holidaymakers to apply for proof of insurance at least one month before they wish to travel.


Do I need to request a Green Card immediately?

We are not advising our customers to request a Green Card when they have no plans to travel outside of the UK. We can confirm Insurers have already taken steps to ensure they can issue Green Cards to any policyholders who require one, in the event of a no-deal Brexit.

There are however a couple of scenarios in which a Green Card may need to be requested and planned for as a precautionary measure:

  • If you already have a vehicle outside of the UK and are not planning to return with it before 29th March 2019
  • If you’re taking your vehicle outside of the UK prior to 29th March 2019 and not planning to return before the withdrawal

In these circumstances please contact us and we will request a Green Card to be issued as a precautionary measure. We cannot guarantee your Insurer will issue one and would stress again this is a precautionary measure and there is no need to panic.


If I am due to travel after 29th March 2019, how do I request a Green Card?

Please contact your account manager who will arrange this via your insurer.


My policy is due to renew before the 29th March 2019 – will my Insurer automatically send me a Green Card?

As the outcome of Brexit is not yet confirmed, it is very unlikely Insurers will automatically send out Green Cards. However, upon request, we will be able to obtain one from your Insurer.