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There are a number of reasons why the “standard” household insurance policy does not suit all, and this is where we can help.
Common problems with standard household insurance policies:
- Unsuitability for wealthier individuals including emerging wealth
- Inadequate limits and sums insured for items such as jewellery and personal effects
- Under-insurance very common as inadequate advice on values provided
- Poor claims service, frequently from overseas call centres
- Inflexible insistence on using the Insurers preferred contractors and suppliers – no choice in using your own trusted contractor or supplier
- Warranties and onerous small print
How Centor can help
- Bespoke policies from the UK’s leading insurers designed for individuals who no longer suit the "off the shelf" policy
- Flexible limits and sums insured. Appraisals offered as standard.
- Expert advice available with regards to establishing correct values, and ensuring that they are kept up-to date to prevent under-insurance
- Superb claims service from our in-house Claims Team to ensure claims run simply and smoothly with the minimum of fuss
- Choice to use your own preferred contractors or suppliers to replace items or repair damage
- Policies usually warranty free. Our insurers’ policy wordings are the widest available in the market and include many enhanced benefits.
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