There is no easy answer to this question as it will depend on the complexity of the claim; however a relatively straightforward claim should not take very long to settle at all. The insurance company will normally ask for some repair estimates if the claim is for property damage, or replacement estimates if the claim is for loss. They may also ask for some evidence of value and ownership – such as a receipt or a copy of a bank statement.

Once the estimates have been supplied to them they will be able to give the go-ahead within a few days unless they decide to appoint a claims inspector or a loss adjuster to come and view the damage for them. Even if this happens there is no reason why the go-ahead can’t be given quickly and we will ensure that this happens on your behalf.

Once the repairs are complete and the invoice has been provided to the insurance company, settlement should follow within 7 days, if not sooner.