Employers Liability Certificates – did you know??

The rules on where and how you display you employers liability certificate have recently changed.

Historically companies have always had to keep their employers liability certificates for 40 years in case someone brings a claim in years to come. In the past when former employees made a claim years after leaving their employment it was a common problem that companies would struggle to locate the correct certificate that was in force at the time.

From 1^st October 2008, there is no legal requirement for employers to keep copies of out-of-date employers liability certificates for 40 years. Insurers have set up a database of these details which will address issues such as illnesses which only manifest themselves after a considerable time has elapsed.

Further, from the above date, it is no longer necessary to display a copy of the current certificate at all premises from which business is conducted so long as employees have reasonable access to it. Displaying the certificate electronically on an internal Intranet for example will suffice, so long as the employees know how and where to find the display.

For further information contact your normal Centor contact or Oriel Gavin (Commercial Insurance Manager) on 020 7330 8714