Centor Insurance and Risk Management Ltd

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FAQs

Here we aim to answer many of the questions that are commonly asked by our clients and prospects.



When I had an accident why was the passenger in my vehicle not independent?

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Because by very nature of the fact that they were travelling in your car it makes it easy for the other party involved to claim that they are not independent.

 

Lightning doesn’t need to strike twice to cause disaster

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The risk of a lightning strike to property is not at the top of the list when we discuss the protection of a policyholder’s home and valuables. But it’s an area which can be dangerous to overlook. 

 

Outbreak of E-Coli – what if it happened to us?

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The recent outbreak of E-Coli at Goldstone Farm has put the media spotlight on this topic, but what is E-Coli, and what implications are there for businesses with regards to their insurance?   

 

Key Security and Vehicle Theft

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Some useful risk management advice to help prevent vehicle theft.

 

About to buy that special home?

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Five questions you should consider before insuring it. If you’re about to invest in a home that’s special, don’t put it all at risk with inadequate insurance.

 

Security Alarms Jargon Busting

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Security alarm systems seem to be getting more complicated. Whether you’re a homeowner, a key–holder at work, or you’ve some responsibility for your organisation’s premises, you’ll need to know a bit about your alarm system. So if you don’t know your PIRs from your PA Buttons, here’s a bit of jargon–busting…
 

Commonly asked questions – focus on Property insurance

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What is the difference between a sum insured and declared value? Do I need D&O cover? My property is vacant – what do I do? Subsidence history? Structural works planned?

 


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