Centor can offer an excellent solution for owners of high value vehicles. Cover is comprehensive and our commitment to service is second to none.

Owners of fine art, jewellery and collectables can insure them with Centor under a bespoke policy to match your requirements. We will work with you and your insurer to ensure you have the correct cover for your needs and that your sums insured are always correct.

We deal with insurers who have years of experience working with local authorities and organisations, such as English Heritage, to ensure that any restoration on repairs to your heritage property are made sympathetically.

Yes – convictions (other than for driving) will influence an insurer’s decision on the moral hazard they are faced with in making their underwriting decision.

There is no easy answer to this question as it will depend on the complexity of the claim; however a relatively straightforward claim should not take very long to settle at all. The insurance company will normally ask for some repair estimates if the claim is for property damage, or replacement estimates if the claim is for loss. They may also ask for some evidence of value and ownership – such as a receipt or a copy of a bank statement.

It is correct that a Loss Adjuster is paid for by the insurance company; however they act under a Royal Charter which dictates impartiality. The principle of utmost good faith underpins the insurance industry and it is the Loss Adjusters job to ensure that claims are paid in accordance with the terms and conditions of the particular policy in force, for the benefit of both parties to the contract (the insurer and the insured).