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Householders and businesses are advised to ensure that all gardening equipment and tools are secured so that they are safe from potential thieves and burglars.
Basic risk management practice dictates that when they are not in use, gardening equipment and tools should be kept in sheds or garages which are always locked, as they present would be intruders with the ideal implements with which to force access.
Burglars are always on the lookout for opportunities and leaving a shovel in the garden could provide them with the means to break into your home.
For those in a remote location or whose outbuildings do contain valuable equipment, it may be worth considering installing alarms on outbuildings.
From an insurance perspective, different policies have different conditions to cover items in sheds and outbuildings and it may be worth checking whether the level of cover you have is adequate to suit your needs.
If bicycles are kept in an outbuilding or locking the shed it is prudent to also lock the bike as an added deterrent. Bikes can be branded with the owner’s postcode as a further safeguard, which will help identify them if they are stolen. This service is now available at many cycle dealers.
For any further information regarding this topic please contact David Jacobsen (Claims Manager). |